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Monday, February 8, 2010

Im so excited

And I know that some people think thats weird.. but i am. Im excited to be on our path to getting out of debt. Honestly I knew we were heading down that road, but now I feel as thought we have a stronger foundation and I have a fellow blogger on her to thank for that! I am a follower of her blog and I have often heard her mention Dave Ramsey... here is her blog:

http://zarikailah.blogspot.com/

Her blog inspired me to find out just who this man is! I had never heard of him, so I googled him, found his website and found out what he was all about. That made me even more interested and now Im halfway through his book that I bought yesterday and PUMPED UP. We will be doing a garage sale, we have so much useless junk around here..useless to us at least, but its mostly in good condition. We are just such pack rats... its time to start getting rid of some of this. So we will see how we do at the garage sale, but whatever we make is going towards paying down the bills... If we keep it up maybe we can be debt free sooner than I thought!

Oh and I already have naysayers! People dont think we can do it, and while I do question at times whether I can, I know that if we sacrifice and work hard we can do it

Saturday, February 6, 2010

Its time to be DEBT free!

Maybe If I post this in some public forum it will give me even more drive to see it through. John and I have decided that this year is the year we will get ourselves completely out of credit card debt. Actually we have a five year plan to help us succeed in our financial goals. This year we are just focusing on credit card debt, next year we will be focusing on paying off our car.

I don,t feel like we have a ton of credit card debt, but the amount has grown over the years and we have more than i would like to, like to being zero lol. So right now I paid off one of my cards, one of the lower balances, but a card nonetheless and called and had the card shut down. I know this may negatively affect my credit for sometime, but I felt it was the best route. I do not need it anymore, actually I am appalled at how many credit cards I own, I have already decided to close a few..keeping one major and one minor for emergencies.

John and I need to learn to cut spending in areas that we spend to excess. John is an avid video gamer... and we just dont need all these gadgets.. and my kryptonite is kids clothes, I LOVE to shop for clothes for our kids.. So alas, I will cut back out of necessity! (They are running out of room in the closet!..which i already have plastic pull out bins at the bottom and double hanger rods)

We also need to eat out less...which we actually have been doing for awhile now..we jut have to keep it up. When I worked for that short time, we fell into a bad habit of eating out..but when I quit we have worked to getting back to eating at home.

And of course we have other goals for the next five years.. ; )

Saturday, January 30, 2010

And if i were an OSCAR MEYER weiner...

Today I heard the Oscar Meyer weinie mobile was going to be at our local grocery store. But that will come later.

This morning I got to sleep in for two hours, which was very nice. Then I got up and dressed Aurora for ballet/tap. Dad took johnny for us, while John and I took Aurora to her class. She did alright, still not listening to the teachers 100%, they said that will come in time. She will randomly say she needs to see mommy and daddy and try to leave. Its kinda painful to watch lol. But she is so excited to go and she enjoys the class, but she just needs to learn to listen to someone other than her mommy and daddy.

After that we came home. John left for work. I changed her clothes, listened to some loud country music and completely cleaned the living room. As soon as dad came home with johnny we set off. Dad, Me, the two kiddos, Ross, and my friend nikki and her boyfriend jason. We went to the grocery store and sang a song, got wenie whistles, and stickers, then got to see the inside and outside of the weenie mobile. Then we did some grocery shopping and went home.

Once at home we got home I just did some odds and ends stuff around the house, put dinner in the oven, then went to the movies, came home, finished dinner with the kids. Bathed the kiddos and all that, put them to bed, now here I am... waiting for john to be home soon : )

Thursday, January 28, 2010

Bzzzz

Ive been a busy bee lol.

Ive had school, Mondays and Wensdays I have math, which im doing pretty good in so far... heres hoping that with studying, doing my homework, and going to every class Ill continue to do well. I also have English online, which ive got assignments done ahead of time, and i am doing well. It comes easier to me than math.

The kids and I have been walking every day, that it hasnt rained. We have really enjoyed our little walks, we cant go too far, my father likes to go with us and complains if we walk too far. The house is relatively cleaned, not to perfection, thats what im going to work on this next week. Ive decided to give myself a week of projects then a week of cleaning. Ive been sewing a lot the past few days..making aurora a ton of stuff.

Ive got decorations up for valentines day. Aurora has a few clings that she put up for valentines day. She has also started tap and ballet on Saturdays. So that keeps us busy.

I think Im going to take them to the childrens museum tomorrow. They really enjoy it. Saturday we have a whole day of plans. Just keeping busy.

We spent the entire day at disneyland today. The kids had a blast.

Tuesday, December 22, 2009

Blah blah blah BLAH

So work has officially ended YAY. as of last thursday.. Last Thursday was also when i threw my back out. It felt off at work, but not horrible. Came home, took some Tylenol and went with my hubby to a special preview screening of The young victoria. My back was feeling worse by the minute.. then they did a drawing for posters... and i was surprised when my name was the last one called!So i jumped up and walked down, received my prize and went back to my seat.. the jumping up must have made things worse cause at this point my back was shooting pain... But i sat very very still and it seemed to go away or at least be tolerable. Well the movie was over, it was GREAT by the way, hubby and I both loved it. But on the way home I was in AGONY..tears, every movement hurt and even sitting still was excruciating pain.. called my dad in tears and we decided to head to the emergency room. I called the advice nurse on the way and she recommended I go home, sleep on the floor, use a heating pad while awake every 20 minutes...etc.. So i did, but was in so much pain, i needed help to get up or down, to get dressed, to go to the restroom, i couldnt stand straight up. Went to the docs the next day, diagnosed with muscle spasms. Rest, muscle relaxants, motrin 800... I was told that the meds would make johnny groggy. So my origonal intentions were to wean but after taking the meds for a day and not nursing johnny i decided to avoid the meds during the day and nurse johnny at night.

Well we had johns work christmas party sat night, i rested all the way up till that night.. also my aunts christmas party the next day. TGhe kids and I are sick..they are pretty congested. We took aurora to the doc the same day i went, but they said she should get better soon without anything but home care, etc.

Anyways. I have more to write, but dont feel like writing it just right now.. will try and update soon, if anyone even reads this lol

Sunday, November 8, 2009

low self esteem day

I have some very pretty and fashionable family. Now don't get me wrong, I have always thought I was/am pretty. But Ive always been heavyset and more and more I feel like Im always going to be heavyset. Although I went to the gym today, but I did horrible on food.. Ive got to get it all back under control. Ive gained about 10 pounds back since ive stopped going to the gym and since ive stopped watching what i eat. I need to get back on the ball casue I had lost about 50 pounds..

But anyways. I was at a party with my family today. And my beautiful family was there, they are so fashionable, so skinny.. I just felt crappy. Made more so by the fact that I was wearing gym clothes, i dunno what i was thinking, i had just come from the gym.. Oh well...

Anyways.. I haven't bought new clothes in ages, most of my clothes aren't in great shape anymore. But im always more interested in buying for the kids than for me. I ordered some new clothes from one of my fave shops that was having a clearance sale, just a shirt and skirt. Im exctied to get them.

Ah well. Tomorrow is another day. I was planning on getting to the gym again, but my mom wants to get together. Ill have to make time later in the day. Im going to try and go for at least 30 min every day that I dont have to work.

Thursday, November 5, 2009

I hate money...

Thats a lie... I don't hate money itself, its just paper or coin and actually i find its aesthetics kinda cool. I hate dealing with money, money issues, finances, the want or need of money, other peoples want or need of money, etc...

This morning started off kinda rushed. I needed to be at work at 10:30. So got up with john, who worked at 10 today, even though it was his day off. They called him yesterday when we were at the zoo. So anyways. We both get up, john gets the kids started with breakfast while i start some laundry, hang some laundry, bring some laundry in, etc. Then i come in and I take over feeding the kids. John leaves while we are still at the breakfast table. I brush their teeth, brush their hair, do auroras hair, wipe them down and all that jazz. Then I get them dressed, take the trash out, bring more laundry in and put it away. My dad comes over cause he has to babysit while i'm at work. So im getting dressed and getting ready.

So then I check what time i need to be there by, because I really wanted to rush out to the grocery store. Well when i checked my phone it turned out I didnt need to be there till 11:30, which was awesome cause I really needed to get some stuff done. So i finish getting dressed. I go to do the bills real quick cause john just got paid last night. Well Im doing Quicken and check my bank account and we got a ton of overdraft fee's and im like WTH! Call the bank and well we have had some issues with them, dont want to go into it just cause im sick of talking about it.. They waived a few of the fees... but not all of them. But im focusing on the fact that they waived a few, which is better than nothing ugh. But we do think we may be switching banks.. We have accounts at another one anyways, so we may just fully move there.

Anyways I put all that aside for later tonight, pretty much finished just need to put some stamps on and send them off. Well then I headed off to the grocery store with dad and the kids to deal with my other issue. The wonderful world of being a woman. I started AF yesterday while at the zoo.. Today was day 2 of my cycle. Lately day 2 has been VERY heavy flow, like soak a regular tampon in three or less hours. So I was very concerned about being at work. We dont have consistent breaks. I wanted double coverage, a tampon and a pad. Sorry TMI I know lol. So got to the store, bought the pads and some snacks for work. Back to the car, went with dad to drop of one of his bill payments. Then he dropped me off at work.

Work went by very fast, I never knew how busy it got in there! Next thing I knew it was over and I walked outside to see my dad holding my beautiful baby boy.. Aurora was asleep in her carseat. I cuddled with johnny, took him inside to show him off to my coworkers. I cant believe how big he is getting. Dad and I went to get some food because all I had today was snacks. Headed home and shared my burger with aurora when she woke up, changed clothes, nursed johnny, played on farmville, played with the kids.

Crawled all over on the floor with the kiddos, played pony, follow the leader, etc. John got home, I bathed both the kiddos. Read "Zoo Mac" one of the kids fave books. Then Aurora said prayers and they went to bed.

Now here I am, i should be studying, but I need a break sometime lol. I will be soon though.

Aurora is picking up stuff so fast now. She counts from 1 to 16. Can sing halfway through her ABC's, helps sing twinkle twinkle little star.

Johnny is walking more and more. I cant believe how fast my baby is growing up.